Why Does COBRA Insurance Coverage Cost So Much?A survey published in today's WashPost about the COBRA Unemployment Health Insurance Coverage finds it too costly and not really affordable for the unemployed people. Families USA has published the report and the release is published at eMaxHealth, titled COBRA Premiums Consume 84 Percent of Unemployment Benefits. read more Is full major medical insurance available for an individual in California with Type 2 diabetes? Carrier names?I have called several insurance companies and cannot obtain coverage because of existing diabetes condition. Similar to "assigned risk" for an auto driver, is there such full, major coverage available? How do I go about finding the coverage? I have recently retired and my Cobra will expire soon. Is there any extension of Cobra available in California? Try AmeriPlan they actually have a great diabetic plan and it is cheap! BCBGDoes a medical marijuana card in california come w/ a catch, such as it goes on your medical insurance or job?or is it 100% confidential? No catch to it. Medical marijuana is still illegal under federal law however and one may be arrested and charged with possession by federal authorities. Wicked San FranciscoQuestion about medical insurance in california (Please read important)?Hi i was wondering if anyone knows of a good health coverage/medical insurance that will cover services that were obtained just a few months maybe even weeks before insurance was actually obtained. The reason i ask is because i dont have any health insurance and i have been having chest pain for the last 2 days and it feels like its coming from my heart kind of a dull achy but yet sometime sharp pain and discomfort.I want to see a doctor. I dont know they may do test or something and its going to be expensive. So please any advice i am very scared as i am only 22. Thanks Insurance usually starts to cover your expenses from the date you implement the policy. No one is going to pay for stuff from weeks before that. 4inkjets ratingHealth coverage after a layoff - abc7news.com5 Steps to Take for Holding on to Your Insurance Coverage 1. COBRA. While this may be the most expensive option, it's a good one for someone with a pre-existing medical condition. For people recently laid off, the first, immediate option to review is COBRA coverage. COBRA is required of businesses with 20 or more employees. It provides continuation of group health coverage that otherwise might be terminated. One common myth about COBRA coverage is that it is only good for 18 months, but quite often this is not the case as it can be continued indefinitely through state COBRA programs. First steps include checking with the employer's human resources department to receive complete information on how to qualify for COBRA, the costs and how to apply. If COBRA is an option, it should be carefully reviewed before being refused as once it's dismissed, it can't be recalled. 2. Going from a double- to a single-income family. For the family in a two-income home where one parent has been laid off, checking into programs like Healthy Families is an important step. In many states, a family of 4 can make up to $60,000 (California, Connecticut, Hawaii, Illinois, Indiana, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, Pennsylvania, Tennessee, Vermont, Washington, D.C.) and in other states up to $50,000 a year (Alabama, Georgia, Louisiana, New Mexico, New York, Washington) and still qualify the children for comprehensive coverage. These programs may provide low-cost health coverage for children and teens up to age 19 including comprehensive health, dental and vision coverage. Moving the family's young dependents from private insurance to government sponsored plans can reduce monthly premiums and perhaps make a family's adult private premium coverage affordable. |
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ABC NewsHealth coverage after a layoff pre-existing condition, many states have government sponsored medical risk insurance pools (such as California's Major Risk Medical Insurance Program). Why Does COBRA Insurance Coverage Cost So Much?
InjuryBoard.comRuling removes billing headache from emergency room visits The case considered by the Supreme Court stemmed from a dispute between emergency physicians and the Prospect Medical Group, a Southern California physician State Supreme Court Ruling Stops Surprise Medical Bills for ER California Court Rules Against Balance Billing By ER Doctors Patients off hook in emergency room fee dispute -
WAVY-TVChildren's Health Care A Great Place To Start It is scheduled to take up an extension of the State Children's Health Insurance Program — SCHIP, as the Kennedy-Hatch initiative is called — so that 10 Editorial: Obama must speak for our children on health care
New York TimesJeff Riedel for The New York Times And the states of California and New York took action against the direct-to-consumer companies, arguing that what they provide are medical tests and thus