COBRA Premiums Consume 84 Percent of Unemployment BenefitsTo maintain their employer-based health coverage under COBRA, most unemployed people would have to devote an unrealistically high proportion of their incomes to health insurance. For many, it would take their entire unemployment check and more to continue health insurance coverage for themselves and their families. read more Where can I get family health insurance in Alabama?I will be quitting my job soon to be a stay at home mom, thus losing my medical insurance. My husband's insurance through his company is very expensive due to it being so small (only 20 or so people in the company). I will need to find a health insurance plan for my family, but am having a hard time finding any plans that have good coverage and don't have a large premium amount. Does anyone know of a good health insurance company I should look at? Please keep in mind I live in Alabama....a lot of the insurance companies online only apply to certain states. Thanks a bunch. I can't imagine it's going to be cheaper on your own. I need positive information on dealing with insurance denials and how to have one overturned?We have Blue/Cross and Blue Shield of Alabama that is through International Paper of Alabama. My husband is the subcriber and I am listed on the policy. I have a medical problem-Treatment Resistant Depression. There is a procedure that will help my condition very much and be less expensive for the insurance company. I donot understand why they deny something that would help me and save them very much money in the long run. Thank you for your advice! In order to get this paid, you'll have to almost think like a lawyer and put a case together, with documentation and expert opinion. Most insurers are inclined to say "no" first and quickly, so that they don't waste their time on "quack" treatments. However, this also means that they aren't creative in their thinking. Put together a solid case, and "sell" them. I need free dental work can you please help?I am 26 years old and I have medical insurance that I pay out of my own pocket, I have a job but make very little money. I have 5 broken teeth, alot of cavities and I have a partial that leaves blisters on the roof of my mouth. I need a lot of work done and I need to get a bridge.. Is there anyone or anyplace that will be able to help me in the state of Alabama... If not I will do the best I can to travel.. Contact your local or state dental association and and see if there are any dentists who provide free or reduced cost care for low-income, disabled or senior patients. Unemployed squeezed on health insuranceWASHINGTON (AP) — Newly unemployed Americans will have to spend about 30 percent of their jobless benefits on average to pay for health insurance through their former employer, according to a new report. And if they want coverage for their families, the report by Families USA says it will take more than 80 percent of their unemployment check. Unemployment hit a 16-year high last month as another 524,000 jobs were cut. For all of 2008, government says the economy lost a net total of 2.6 million jobs. When workers lose their jobs, they are usually eligible to maintain their health insurance coverage through their old employer if they pay the premiums, plus a 2 percent administrative fee. The benefit is referred to as COBRA insurance, because of the law that established it. As part of his economic stimulus package, President-elect Barack Obama is proposing to spend about $80 billion dollars to extend unemployment benefits and to subsidize health care for people who have lost their jobs. |
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ABC News Those states are Alabama, Alaska, Arizona, Delaware, Florida, Louisiana, Mississippi, South Carolina and West Virginia. COBRA coverage is more affordable COBRA leaves users little for food, rent Report: COBRA cost outweighs Florida jobless benefit COBRA high for laid-off workers -
Fresh NewsEarly Caesareans Pose Risks to Newborns The women who were more likely to deliver early were white women with private health insurance, and the medical centers were all top-notch hospitals, Early Elective C-Sections Produce Complications Early C-Section Carries Risks, Study Finds Early Planned C-Sections Cause Infant Complications -