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What is the best Healthcare Insurance for small business owners in Colorado?

Dec 17, 2006 by stephinrado | Posted in Small Business

I'm starting a new job in Jan and I will be 1099 - I need any suggestions from anyone currently paying their ownHealth Insurance and what is a good company to go with. Many Thanks!

I am not paying my own Health Insurance but I did a search for you.

Check out these links for your research:

http://dir.yahoo.com/Business_and_Economy/Business_to_Business/Financial_Services/Insurance/Health/

http://www.affordable-health-insurance.com/location_colorado.php?source=yahoo

http://www.medhealthinsurance.com/colorado.htm

http://www.anthemforco.com/index.php?dname=yah.anthemforco.com&roiid=28252&cid=83303&c=1&oid=5

http://website101.com/Health_Insurance/

Hope this info helps you.

God Bless....

ye | Dec 17, 2006
online property management software

Do I need a tax ID # for my wedding photography business in Colorado?

Aug 23, 2008 by Lindsay F | Posted in Small Business

I am starting a small photography business, mostly for weddings. I don't have a clue what I need to do to get this business legally started. Do I need a license, and tax id #? What about insurance? Please help!!!

If you are working alone - sole proprietor - you do not need a tax id - you can report your business income on a schedule C on a 1040 tax form.

I have a few small businesses, I always register them as a LIMITED LIABILITY COMPANY (LLC), an LLC offers some legal protection for your personal property should someone sue but you can still file company taxes on your own income tax form.

LLC defined
A company in which the members and managers are not liable for a debt or obligation of the company.

Start at the first link below, locate the header "Form a new..." - and click on Limited Liability Company to begin the process of forming an LLC - The cost in CO is $50 and you can do everything on line -

you still don't need a tax ID but you can get one if you like at the irs.gov website, the number is called an EIN, you can get one on line. One nice thing about a sep. business ID is establishing a bank account and credit line/card, the debt doesn't show on your personal credit

I suggest you get liability insurance. I put a link below (second link), I used the free service to find a business insurance company and ended up with a great one.

I checked the CO web portal, they show a list of businesses that need a license, photography is not one of them. (last link below) It doesn't look like you need to charge sales tax for your photos.

Good luck! PS - in the LLC process you need to enter a company name, if you don't already have a URL you should try to find a name for which you can also register a web domain -

my personal blog is wylisa.com - you can go to that blog and find "dotster" under "my go to companies" on the right side of the blog, click on that link and you can search for available domains, I find Dotster is one of the best priced registration companies and they are not hard to work with like some.

whew - hope that helps - good luck to you!

jzonewarrior | Aug 23, 2008

Where do I get my house cleaning business insured and bonded?

Aug 27, 2008 by Anna Sofia | Posted in Small Business

I need insurance for my house cleaning business and I need to get bonded. What are the right questions I have to ask my insurance agent? Does anyone know where I should go? I live in colorado. When I get my insurance do I have to ask about being bonded as well, or am I already considered bonded once I have insurance?

Anna Sofia, Home insurance is actually very flexible. I'm not sure about Colorado laws and regulations, so I recommend you contact a nearby home insurance agent. http://www.easyhomeinsuranceguide.com/Colorado-Home-Insurance.html They should be able to help you.

Olla L | Aug 27, 2008

Pastor in gay scandal: I'm back from 'wilderness'

10.01.09

Speaking out two years after being embroiled in a gay sex scandal, former evangelical pastor Ted Haggard said Friday his sexual identity is complex and can't be put into "stereotypical boxes," but that his relationship with his wife is stronger than ever.

In an interview with The Associated Press, Haggard did not rule out a return to public life or the pulpit. He spoke before he appeared before TV critics in Los Angeles to promote "The Trials of Ted Haggard," an HBO documentary on Haggard's exile after his confession to "sexual immorality" and fall as a top evangelical leader.

"I am guilty. I am responsible," Haggard, 52, said Friday in a phone interview. "I got off track, and I am deeply sorry and I repent ... I'm moving along in a positive direction."

Haggard resigned as president of the 30 million-member National Association of Evangelicals and was fired from the 14,000-member New Life Church in Colorado Springs, Colo., in November 2006 amid allegations that he paid a male prostitute for sex and used methamphetamine.

Source: The Associated Press

Colorado business insurance - News


Pastor in gay scandal: I'm back from 'wilderness'
The Associated Press - Jan 10, 2009
Pastor in gay scandal: I'm back from 'wilderness' Fresh News Now back living in Colorado Springs, Haggard said Friday he hopes to build his business selling insurance and debt-reduction software and is considering Ted Haggard is OK with gay marriage but not really New Life pastor helping Haggard, members deal with HBO documentary Pastor in gay scandal says his sexual identity is complex

Business tax relief faces tough fight - Denver Business Journal
Denver Business Journal, CO - Jan 09, 2009
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Northern Colorado Business Group Wants Legislators to Focus on Jobs - istockAnalyst.com (press release)
istockAnalyst.com (press release), OR - Jan 07, 2009
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