Limiting the cost of home insurance in Florida?How can we limit the cost of home insurance in Florida? Pay cash for the house, and self insure. What dog breeds are not approved by Florida home owners insurance?Iver heard you can't get home owneres insureance if you own certain dog breeds like siberian huskys and pitbulls. Can some tell me if German shepherd and Alaskan Malamutes are also on that list I think akitas and dobermans are on that list . it is not the fact that you wont get home insurance it will just be higher . I live in florida too . My sister does as well and because she has a big dog she has to have more house insurance and it is hard enough to get insurance here as it is because of hurricaines ,I would think that they would not be so worried about dogs anymore . good luck . I would like your opinions, if you live in Florida, are you having trouble getting home owners insurance?I am trying to sell my home in Florida and have interested buyers, but the cost of the insurance is probably going to make the deal fall through. I'm just curious if I am the only one, or is anyone else running into these problems. This answer is more of an opinion than an answer based on researchable facts. I have a relative living in the Orlando area who has been trying to sell her home since January 2006 and another who lives in the Ft Myers area and is not trying to sell. I also have several friends who live in the south Florida area. All are complaining about increases in homeowner's insurance premuims. Insurance companies have been hit with billions of dollars of claims in the last couple of years in the gulf and atlantic coast areas and have raised rates across the board. Florida Insurance Revisited - WUSF Public BroadcastingTAMPA (2009-01-09) Some homeowners are upset with the "take-out" or shifting of insurance policies from Citizens. The idea is to lower the state-run insurer's risk exposure. But, consumers believe it's putting them at risk. It's a part of the state's ongoing attempt to stabilize Florida's property insurance market.During the 2004-2005 hurricane seasons, a total of eight storms cost Florida billions of dollars in property damage. Insurance companies stopped writing new policies and there was a stampede to not renew current policies. Like tens of thousands, Michael Letcher, a former bank executive and licensed CPA, had his policy canceled. Letcher's hunt for a company to insure his Lake Worth home led to the creation of his online Home Insurance Buyers Guide. His independent company helps homeowners find, screen and contact insurance companies that are writing new policies in their area. The state offers a similar site: shop and |
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WWLFlorida Panel Backs Rate Hikes, Rules Changes for State-Backed These property owners would have to find insurance in the private market. Citizens has become the largest home insurer in the state, in part because its 7 percent hike OK'd for La. 'last-resort' insurer Panel backs increase in Citizens insurance rates Hike Citizens Property Insurance Corp.'s premiums, Florida panel urges -
New York TimesThe Neediest Cases A Father in Trouble, and a Mortgage Long Overdue She had been laid off in March from her job as marketing representative at a health insurance company, where she brought home $3500 a month.